If you’re like me, you love a good Starbucks drink, but sometimes money can be tight. You might have noticed that some Target stores have a Starbucks inside, and if you have an EBT card, you might be wondering if you can use it there to get your favorite Frappuccino or pastry. Let’s dive into this question to get you the answers you need! We’ll break down how things work and look at some other important things to keep in mind.
Can You Use EBT at Starbucks Inside Target?
This is the big question! The answer is usually no, you can’t directly use your EBT card to pay at the Starbucks inside Target. This is because Starbucks locations inside Target are often operated by Starbucks itself, but they are still considered separate entities. While Target accepts EBT for eligible food purchases, the Starbucks inside usually doesn’t.
Why the Starbucks in Target Doesn’t Usually Accept EBT
It’s a bit tricky, but think of it like this: Target and Starbucks are two different businesses. Target’s point-of-sale systems, where they process payments, are set up to handle EBT for things sold *by Target* – like groceries, certain snacks, and cold deli items. Starbucks, on the other hand, has its own payment system. It’s usually not programmed to process EBT transactions.
Here’s another way to see it. Target has to follow specific rules about what kinds of food EBT can be used for. The rules also vary from state to state. Starbucks probably doesn’t want the hassle of tracking all these different rules for every state they operate in, since they aren’t directly getting any of the money from your EBT purchase.
Think about it: if you buy a bag of chips at Target, and then walk over to Starbucks and buy a coffee, you’re making separate purchases from two different places. Even though they are in the same building, the payment methods are separate.
The most common items purchased at Starbucks don’t typically qualify for EBT benefits. For example, items like the following generally do not qualify:
- Coffee and tea
- Pastries and baked goods
- Specialty drinks (like Frappuccinos)
- Sandwiches (unless they are cold deli sandwiches)
Other Payment Options at Starbucks in Target
Even if you can’t use EBT, you’ve still got options! Most Starbucks locations inside Target accept a wide range of payment methods. This includes cash, debit cards, credit cards, and mobile payment apps like Apple Pay and Google Pay. You can also pay with a Starbucks gift card if you happen to have one.
You might also think about using a Target gift card to pay for items at the Starbucks. Target GiftCards can be purchased with EBT funds. However, keep in mind that there are still restrictions with gift cards. For example, you can’t use them to purchase alcohol.
Think about if you are using a Target RedCard. The RedCard offers special benefits and discounts at Target stores. These discounts can often be applied to purchases at the Starbucks in Target, too. Keep in mind that you can’t use EBT benefits to pay the RedCard balance. However, a RedCard offers the advantage of saving you money on all your purchases.
Here are some ways to pay:
- Debit and Credit Cards
- Cash
- Starbucks Gift Cards
- Mobile Payments (Apple Pay, Google Pay)
- Target RedCard
Are There Any Exceptions to EBT Acceptance?
While it’s rare, there might be some exceptions, but it’s not something you should bank on. Some Starbucks locations, particularly those in areas with specific government programs, might participate in pilot programs or have unique arrangements. These are very few and far between.
The exception usually depends on local rules. Federal rules for EBT are different than local rules. For example, you may be able to buy a cold sandwich at Starbucks with an EBT card, but you are unable to buy a hot sandwich.
If you are looking to see if an EBT card will be accepted, you can look for a sign that says “We Accept EBT.” However, if you don’t see a sign, don’t assume that they do not accept EBT. Starbucks’ policies are not standardized across different locations, so you should check the location individually.
Keep in mind that the types of food Starbucks sells is usually considered as a “luxury” by the US government. You’ll need to have money separate from your EBT card to afford the coffee or pastries. So the government is probably not going to change its policies.
What About Buying Food and Drinks at Target with EBT and Then Starbucks?
This is a good workaround! Since Target accepts EBT for eligible food items, you *could* buy food items that qualify for EBT at Target, and then bring them to Starbucks. For instance, if you wanted a cold sandwich and a coffee, you could use your EBT to purchase the sandwich at Target, and then pay for the coffee at Starbucks using another form of payment.
There are also certain snacks available at Target that are EBT eligible. If you wanted to, you could also buy those and combine them with a drink at Starbucks. You will need to buy the drink separately.
However, it may depend on your state’s definition of “eligible food.” For example, in some states, soda is EBT eligible. So you may be able to buy a soda from Target with your EBT, then go to Starbucks. However, many states do not include soda as an item.
Here’s an example of a possible trip:
| Item | Purchased At | Payment Method |
|---|---|---|
| Sandwich | Target | EBT |
| Coffee | Starbucks | Cash/Debit/Credit |
How to Find Out if a Specific Starbucks in Target Takes EBT
The best way to find out for sure is to ask! Before you order, you can simply ask the barista at the Starbucks counter if they accept EBT. They will give you the most accurate and up-to-date answer. You can also call the Target store where the Starbucks is located and ask.
Another option is to check online or on the Starbucks app. You might be able to find information about payment options for a specific location. Remember to select your store location! This will let you know if it is possible to use an EBT card.
If you are very curious about which Starbucks locations take EBT, you can check government websites. But keep in mind these websites may not always have the most up-to-date information. The best way is to call the specific location.
Here’s a quick checklist:
- Ask the barista
- Call the Target store
- Check the Starbucks app or website (location specific)
- Search on government websites
Other Considerations About Starbucks and EBT
Keep in mind that EBT rules and policies can change. These rules are set by state and federal governments. EBT has been around for a while, and it is possible that changes may occur. Starbucks themselves may also change their policies at any time.
Sometimes, Target will offer promotions or discounts that can apply to your Starbucks purchase, even if you can’t use EBT directly. If this is the case, it may be advantageous to buy at Starbucks. If you are trying to buy on a budget, look for money-saving options.
Also, remember to be respectful to the employees! Starbucks baristas are generally friendly and helpful, but they can’t make the rules about EBT. If they tell you they can’t accept it, it’s not personal; it’s just the way the payment systems work.
Here’s some quick advice:
- Check the store’s policy
- Look for discounts
- Be respectful
Conclusion
So, in most cases, you can’t use your EBT card directly at Starbucks locations inside Target. It’s usually best to assume you’ll need another form of payment, like cash, a debit card, or a credit card. While the rules can vary, and it’s always good to ask to make sure, understanding the basics will help you enjoy your Starbucks experience at Target. Keep in mind that EBT is designed to help with grocery purchases, and while you can buy some foods with EBT at Target, you’ll usually need to pay separately for the coffee and pastries at the Starbucks inside.